When a friend says "Lend money" ... "Reasons for lending" and "reason not to lend" of 300 men and women | Sarai.jp |

By : ilikephone / On : 01/11/2022

What would you do if a friend told me to lend money?Whether you lend or not, it depends on the reason and the amount.So, about the feelings of lending and borrowing money between friends and the rules for lending, Clamppy Co., Ltd. (https: // Clamppy).JP/) conducted a questionnaire for 300 men and women over the age of 20 and over nationwide.Let's look at the results together.

Why do you think you can lend money to your friends?

When asked, "Why can you lend money to your friends?", The following results came out.

After the sixth place, scholarships, entertainment expenses, mobile phones, and debts will continue.

The most common was, "If you don't have a friend when you eat together, you can lend it if you eat and drink."

However, if it is commonplace to continue or lend, many people do not want to lend anymore, and many say that they will keep their friends.There were also respondents that they could lend me when I was spending suddenly, such as a ceremonial occasion, or when my friends were clogged.

There are specific opinions about ceremonial occasions, so I will introduce them.

Why don't you want to lend money to your friends?

Then, when I asked, "Why don't you want to lend money to your friends?", The following results came out.

After the sixth place, pay taxes and utility bills, scholarships, living expenses, ceremonial occasions, and food and beverage.

It is natural that even if you lend money to those who do gambling or those who have not returned debts, it is unlikely that they will return.As for the expenses, the following opinions accounted for the following.

Certainly, it may be honest that you do not want to lend too much, even if you want to lend the money you spend for a drinking party that you participate in for your own convenience.

Do you decide the rules for lending money?What is the response when you don't get the money you lent?

If you decide to lend money, is there a rule?Also, what do you do when you don't get the money you lent?I will introduce each.

友人に「お金を貸して」と言われたら…男女300人の“貸す理由”と“貸さない理由” | サライ.jp|小学館の雑誌『サライ』公式サイト

According to the questionnaire, most people answered that they would "determine the repayment deadline."And one in four answers, "I will have a borrowed letter write."

The most common question, "What if the money you lent would not return by the deadline?"In addition, many other opinions were found.

Some of the minority opinions were "interest" and "consider legal means", and it was found that lending and borrowing money was quite different from the person.

How much money lent to a friend would you leave without dunning?

Does lending money to a friend vary depending on the amount?I asked, "How much money lent to a friend, do you leave it without dunning?"The results are as follows.

After that, the answer was that there were no various amounts or dunning from 300 yen to 100,000 yen.

If the amount lent is a small amount, is it difficult to remind the repayment?When I heard about that, about 70 % of the comments were "if the money lent was a small amount, such as a few thousand yen, it would be difficult to remind you."

There were various opinions depending on the person, but it was an impression that there were many opinions that it would not be reminded if it was about 1,000 yen to 5,000 yen.

However, there are many opinions that no matter how much, they will remind them regardless of the amount.Some answered that it would be important to put a kijime properly if it was a friend.

If the money you lent is not returned, will your friendship with the other person continue?

If the money I lent was not returned, I asked if my friendship with the other party would continue, and the following resulted as follows.

If the money is not returned, there are more than 80 % of the opinions that "take a distance from a friend".On the other hand, about 10 % of the respondents answered that they would continue to pass, making it the most minority opinion.

There were other opinions as follows.

In addition, more than 60 % of the respondents said, "I will continue, but I will avoid aggressive relationships."

After all, it seems that distrust and doubt are born to friends who have not returned the money once.Just like "the break of the gold is the break in the edge," you may want to avoid aggressive relationships.In order to keep your relationship with your friends from cracking, it is courtesy to return a small amount.

What do you want to be careful if you have any money to your friends in the future?

There were many opinions about the above questions, "I will not lend it in the first place."Other answers include:

There were many solid opinions to lend in a relationship with the other person and the reasons why money was needed.

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When borrowing money between friends, it may be better to keep in mind that no matter how good you are on, you may be cut off or have trouble.。Please be careful about lending and borrowing money and build a good friendship.

[Survey Overview] ■ Survey Name: Questionnaire on lending and borrowing with friends ■ Survey targets: Men and women over the age of 20 years old ■ Survey method: WEB questionnaire (Lancers) selected and describedResponse rate 100%) ■ Survey period: September 1, 2021 -September 6, 2021